XPay is committed to protect and respect your personal data privacy. As such, all Personal Data collected from clients and customers are processed in adherence to the general principles of transparency, legitimate purpose, and proportionality. Thus, any collection and processing of Personal Data shall comply with the Data Privacy Act of 2012, its Implementing Rules and Regulations, and other relevant policies, including issuances of the National Privacy Commission.
XPay may collect the basic contact information of users and customers, including their full name, address, email address and contact number. The collection may be made manually or electronically, including, but not limited to, when users visit our site, register on the site, and in connection with other activities, services, features or resources we make available on our site.
XPay shall collect and process Personal Data necessary for the proper execution of its business, particularly for the following purposes:
XPay shall ensure that Personal Data under its custody are protected against any accidental, unauthorized, or unlawful disclosure, destruction, alteration, as well as against any other accidental, unauthorized, or unlawful processing. XPay shall conduct appropriate and strict security measures in storing Personal Data, depending on its nature.
This notwithstanding, kindly remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.
Due to the sensitive and confidential nature of the Personal Data collected, XPay shall implement appropriate security measures that limit access to Personal Data. Therefore, except as otherwise ordered by a competent court, only the customer to whom the Personal Data belongs to and XPay’s authorized personnel are allowed access to Personal Data stored. Any request for access to the Personal Data in XPay’s system must be made reasonably and for a legitimate purpose.
All employees and personnel of XPay shall maintain the confidentiality and secrecy of all Personal Data that come to their knowledge and possession, even after their resignation or termination.
Personal Data stored by XPay shall only be disclosed when based upon a lawful purpose, and only to persons entitled to its disclosure, and upon verification of the requestor’s identity.
XPay recognizes the right of its customers to rectify or delete Personal Data upon their instance or upon the termination of the specific purpose for which the information was collected.
As such, XPay shall continue to retain the Personal Data of its clients and customers for as long as required by their business. After which, Personal Data which is no longer necessary shall be properly disposed of for a period of not more than ten (10) years after the purpose for which the Personal Data was collected ceases.
XPay further ensures that all requests for correction, addition, and deletion shall undergo proper identity authentication procedures. The request shall be accomplished within a reasonable time.
XPay implements appropriate procedures for the management of a Personal Information Breach and/or Security Incident. A Breach Response Team shall duly act, assess, and submit the appropriate report to those concerned.
Cookies are files with small amount of data, which may include an anonymous unique identifier. Like many sites, XPay uses “cookies” to collect information.
By using XPay’s website (https://www.xpaylive.com), you consent to the use of cookies in accordance with this Privacy Policy.
Customers and clients may inquire or request for information regarding any matter relating to the processing of their Personal Data under the custody of XPay, including the data privacy and security policies implemented to ensure the protection and integrity of their Personal Data.
For any concerns, including questions about this Privacy Policy, you may contact our Data Protection Officer via e-mail at legal@xpaylive.com.
XPay may update the contents of this Privacy Policy from time to time to reflect changes to our information practice. Any such change will be posted on this page. We encourage you to periodically review this Privacy Policy for the latest information on our privacy practices. Notwithstanding any changes, XPay recognizes the right of the users to exercise their rights under the Data Privacy Act.
This Privacy Policy is effective this 26th day of May 2020 until revoked or amended by XPay.